Your not alone in this, I have given up on trying to figure it out. Now it is proven the architects of this diaster are running the show in Congress and the Obama administration, 2 out of 3 branches of our government are responsible for this mess and they are the ones telling us they know how to clean it up. Wall street is most likely thinking this will add stability, or at least an excuse for profit taking to recoup some of the massive losses suffered. Congress wants to pass a windfall income tax for people who get bonuses, China is calling for a standardized international currency so it can dump all its US dollars, and Obama is laughing his way through interviews while Pelosi, Ried, Frank, and Dodd close the doors to make another stimulus package and bail-out for the current stimulus and bail-out. All this time we are being told the current mess is better then the GOP solution, at this point maybe we should let some patients from sanitariums draft up some legislation, it can't get much worse. I am starting to draft an apology to my daughter as to why her portion of the national debt will be exponetionaly higher then mine ever was.